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Basic Small Business Coverage Plan

LEGAL CONSULTATION
Telephone consultation on unlimited matters concerning your business; with up to 1 hour of legal research per matter. (Number of matters at lawyer discretion. Matters covered under the Designated Consultation benefit are not covered under this benefit)
CORRESPONDENCE (LETTERS AND CALLS)
Available at the discretion of your Provider Lawyer.
20 per year, calls or letters with 1 follow up per subject matter (up to 6 in any month)
DESIGNATED CONSULTATION
Three telephone consultations per year arranged by your Provider Lawyer - each consisting of up to one-half hour for the following legal matters:
Securities
Patents
Copyrights
Antitrust
Immigration
Import/export or customs matters
Issues arising outside your province, but within Canada
Commodities
Trademarks
Admiralty
International Law
Tax
Intellectual Property
DOCUMENT AND CONTRACT REVIEW
(Up to 15 pages each) Up to 20 contracts/documents per year (up to 6 in any month) One out-of-province document review per year
DEBT COLLECTION LETTERS
Up to five separate initial collection letters per month
ELIGIBILITY
For profit business
Not publicly traded
Must have 10 or fewer employees
Non-profit or associations are not eligible
PREFERRED DISCOUNT
25% off additional legal services, litigation representation and other legal work within your business state is available at a 25% discount from the Lawyer's corporate hourly rate. Your Provider Law Firm will let you know when the 25% discount applies and go over these fees with you. In some cases, a retainer fee may also be required before representation begins; and a separate engagement agreement with the lawyer will be required. The following are covered only under your 25% discount:
Claims or charges relating to workers compensation, inquiries or actions by a government agency, bankruptcy or alcohol, drugs, substance abuse, chemical abuse or dependency.
Pre-existing conditions, defined as those acts which give rise to a lawsuit which are alleged to have occurred prior to the business' enrollment, regardless of the filing date of the lawsuit.
Garnishment, attachment, or any other post judgment relief action.
Any claim or charge where the business has access to an insurance policy.
ADDITIONAL INFORMATION:
The member shall designate, in writing, up to two spokespersons to communicate with the Provider Lawyer. These spokespersons must have the ability to bind the member. It is up to the Provider Lawyer's professional judgment as to whether or not your claim, defense or legal position will prevail in court or is frivolous/without merit. This is a general overview of your legal plan coverage for illustration purposes only. See a plan contract for complete terms, coverage, amounts, conditions and exclusions.

Medium Small Business Coverage Plan

LEGAL CONSULTATION
Telephone consultation on unlimited matters concerning your business; with up to 1 hour of legal research per matter. (Number of matters at lawyer discretion. Matters covered under the Designated Consultation benefit are not covered under this benefit)
CORRESPONDENCE (LETTERS AND CALLS)
Available at the discretion of your Provider Lawyer.
30 per year, calls or letters with 1 follow up per subject matter (up to 6 in any month)
DESIGNATED CONSULTATION
Three telephone consultations per year arranged by your Provider Lawyer - each consisting of up to one-half hour for the following legal matters:
Securities
Patents
Copyrights
Antitrust
Immigration
Import/export or customs matters
Issues arising outside your province, but within Canada
Commodities
Trademarks
Admiralty
International Law
Tax
Intellectual Property
DOCUMENT AND CONTRACT REVIEW
(Up to 15 pages each) Up to 30 contracts/documents per year (up to 6 in any month) One out-of-province document review per year
DEBT COLLECTION LETTERS
Up to ten separate initial collection letters per month
TRIAL DEFENSE SERVICES
Assistance when your business is named defendant or respondent in a covered civil action filed in court which is related to business activities:
Up to 75 total hours, including up to 15 hours for pre-trial work
REDUCED CONTINGENCY FEE SERVICES
Up to a 5% discount from the Provider Lawyer's standard contingency fee available at the discretion of your Provider Lawyer
ELIGIBILITY
For profit business
Not publicly traded
Must have 50 or fewer employees
Non-profit or associations are not eligible
PREFERRED DISCOUNT
25% off additional legal services, litigation representation and other legal work within your business state is available at a 25% discount from the Lawyer's corporate hourly rate. Your Provider Law Firm will let you know when the 25% discount applies and go over these fees with you. In some cases, a retainer fee may also be required before representation begins; and a separate engagement agreement with the lawyer will be required. The following are covered only under your 25% discount:
Claims or charges relating to workers compensation, inquiries or actions by a government agency, bankruptcy or alcohol, drugs, substance abuse, chemical abuse or dependency.
Pre-existing conditions, defined as those acts which give rise to a lawsuit which are alleged to have occurred prior to the business' enrollment, regardless of the filing date of the lawsuit.
Garnishment, attachment, or any other post judgment relief action.
Any claim or charge where the business has access to an insurance policy.
ADDITIONAL INFORMATION:
The member shall designate, in writing, up to three spokespersons to communicate with the Provider Lawyer. These spokespersons must have the ability to bind the member. It is up to the Provider Lawyer's professional judgment as to whether or not your claim, defense or legal position will prevail in court or is frivolous/without merit. This is a general overview of your legal plan coverage for illustration purposes only. See a plan contract for complete terms, coverage, amounts, conditions and exclusions.

Full Small Business Coverage Plan

LEGAL CONSULTATION
Telephone consultation on unlimited matters concerning your business; with up to 1 hour of legal research per matter. (Number of matters at lawyer discretion. Matters covered under the Designated Consultation benefit are not covered under this benefit)
CORRESPONDENCE (LETTERS AND CALLS)
Available at the discretion of your Provider Lawyer.
40 per year, calls or letters with 1 follow up per subject matter (up to 6 in any month)
DESIGNATED CONSULTATION
Three telephone consultations per year arranged by your Provider Lawyer - each consisting of up to one-half hour for the following legal matters:
Securities
Patents
Copyrights
Antitrust
Immigration
Import/export or customs matters
Issues arising outside your province, but within Canada
Commodities
Trademarks
Admiralty
International Law
Tax
Intellectual Property
DOCUMENT AND CONTRACT REVIEW
(Up to 15 pages each) Up to 40 contracts/documents per year (up to 6 in any month) One out-of-province document review per year
DEBT COLLECTION LETTERS
Up to fifteen separate initial collection letters per month
TRIAL DEFENSE SERVICES
Assistance when your business is named defendant or respondent in a covered civil action filed in court which is related to business activities:
Up to 75 total hours, including up to 25 hours for pre-trial work
ELIGIBILITY
For profit business
Not publicly traded
Must have 100 or fewer employees
Non-profit or associations are not eligible
PREFERRED DISCOUNT
25% off additional legal services, litigation representation and other legal work within your business state is available at a 25% discount from the Lawyer's corporate hourly rate. Your Provider Law Firm will let you know when the 25% discount applies and go over these fees with you. In some cases, a retainer fee may also be required before representation begins; and a separate engagement agreement with the lawyer will be required. The following are covered only under your 25% discount:
Claims or charges relating to workers compensation, inquiries or actions by a government agency, bankruptcy or alcohol, drugs, substance abuse, chemical abuse or dependency.
Pre-existing conditions, defined as those acts which give rise to a lawsuit which are alleged to have occurred prior to the business' enrollment, regardless of the filing date of the lawsuit.
Garnishment, attachment, or any other post judgment relief action.
Any claim or charge where the business has access to an insurance policy.
ADDITIONAL INFORMATION:
The member shall designate, in writing, up to two spokespersons to communicate with the Provider Lawyer. These spokespersons must have the ability to bind the member. It is up to the Provider Lawyer's professional judgment as to whether or not your claim, defense or legal position will prevail in court or is frivolous/without merit. This is a general overview of your legal plan coverage for illustration purposes only. See a plan contract for complete terms, coverage, amounts, conditions and exclusions.